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	<title>Patty Manzi&#039;s Tri-Valley Real Estate Blog &#187; Real Estate</title>
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	<link>http://pattymanzi.com</link>
	<description>Real Estate Sales, Property Management, and Foreclosure Prevention</description>
	<lastBuildDate>Fri, 23 Dec 2011 23:47:30 +0000</lastBuildDate>
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		<title>Cheaper to Buy than Rent?</title>
		<link>http://pattymanzi.com/2011/08/16/cheaper-to-buy-than-rent/</link>
		<comments>http://pattymanzi.com/2011/08/16/cheaper-to-buy-than-rent/#comments</comments>
		<pubDate>Tue, 16 Aug 2011 22:59:22 +0000</pubDate>
		<dc:creator>Patty Manzi</dc:creator>
				<category><![CDATA[Buying Real Estate]]></category>
		<category><![CDATA[Home Maintenance Tips]]></category>
		<category><![CDATA[Mortgage Information]]></category>
		<category><![CDATA[Pleasanton Real Estate]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Earthquake Insurance]]></category>
		<category><![CDATA[Home insurance]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Property tax]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Renting]]></category>
		<category><![CDATA[Tri-Valley]]></category>
		<category><![CDATA[Trulia]]></category>

		<guid isPermaLink="false">http://pmanzi.blogs.rwnetwork.com/?p=553</guid>
		<description><![CDATA[There has been much publicity in the media, and no doubt from your local real estate agent, that the time has come that house payments may be less expensive than rent payments.
While this is certainly true in some geographic areas, like right here in the Pleasanton &#38; Tri-Valley areas, there is more to maintaining a [...]]]></description>
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		<title>Pleasanton Real Estate Town Hall Meeting &#8211; Tonight!</title>
		<link>http://pattymanzi.com/2011/04/26/pleasanton-real-estate-town-hall-meeting-tonight/</link>
		<comments>http://pattymanzi.com/2011/04/26/pleasanton-real-estate-town-hall-meeting-tonight/#comments</comments>
		<pubDate>Tue, 26 Apr 2011 20:45:29 +0000</pubDate>
		<dc:creator>Patty Manzi</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Pleasanton Real Estate]]></category>
		<category><![CDATA[Chamber of commerce]]></category>
		<category><![CDATA[Pleasanton Weekly]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Town hall meeting]]></category>

		<guid isPermaLink="false">http://pmanzi.blogs.rwnetwork.com/?p=504</guid>
		<description><![CDATA[The Pleasanton Weekly, Pleasanton Chamber of Commerce, and Bay East Association of Realtors have teamed up to host the annual real estate town hall meeting to inform the community on the status of the local market.  The meeting will be held tonight at the Veterans Hall on Main Street @ 7:00pm.
Click the link below for details from The Pleasanton [...]]]></description>
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		<item>
		<title>I want the PERFECT house</title>
		<link>http://pattymanzi.com/2011/01/26/i-want-the-perfect-house/</link>
		<comments>http://pattymanzi.com/2011/01/26/i-want-the-perfect-house/#comments</comments>
		<pubDate>Wed, 26 Jan 2011 17:27:40 +0000</pubDate>
		<dc:creator>Patty Manzi</dc:creator>
				<category><![CDATA[Buying Real Estate]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Buyer]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://pmanzi.blogs.rwnetwork.com/?p=457</guid>
		<description><![CDATA[I have worked with many home buyers and I completely understand the notion of a client wanting to buy the &#8216;perfect&#8217; house, however, if you are buying a house that someone else has owned, it will never be perfect.  I hear comments like, do you think the seller will change the carpet, I dont like [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Holmes Inspections &#8211; Home Inspections on Steroids!</title>
		<link>http://pattymanzi.com/2010/10/05/holmes-inspections-home-inspections-on-steroids/</link>
		<comments>http://pattymanzi.com/2010/10/05/holmes-inspections-home-inspections-on-steroids/#comments</comments>
		<pubDate>Tue, 05 Oct 2010 15:42:57 +0000</pubDate>
		<dc:creator>Patty Manzi</dc:creator>
				<category><![CDATA[Real Estate Info]]></category>
		<category><![CDATA[Holmes Homes]]></category>
		<category><![CDATA[Home inspection]]></category>
		<category><![CDATA[Inspection]]></category>
		<category><![CDATA[Mike Holmes]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://pmanzi.blogs.rwnetwork.com/?p=425</guid>
		<description><![CDATA[Image via Wikipedia



I was excited when Mike Holmes, from HGTV&#8217;s Holmes on Homes, announced he was formulating a new show called Holmes Inspections.   Unlike his current show where he goes in after a previous contractor has done shoddy work and rescues the family and home by bringing in his crew, stripping the floors, walls, electrical, and [...]]]></description>
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		<title>Statistics on the housing market and the HAFA program</title>
		<link>http://pattymanzi.com/2010/09/13/statistics-on-the-housing-market-and-the-hafa-program/</link>
		<comments>http://pattymanzi.com/2010/09/13/statistics-on-the-housing-market-and-the-hafa-program/#comments</comments>
		<pubDate>Mon, 13 Sep 2010 18:58:51 +0000</pubDate>
		<dc:creator>Patty Manzi</dc:creator>
				<category><![CDATA[Mortgage Information]]></category>
		<category><![CDATA[Real Estate Info]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Home Affordable Modification Program]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Making Home Affordable]]></category>
		<category><![CDATA[Mortgage modification]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Short sale (real estate)]]></category>

		<guid isPermaLink="false">http://pmanzi.blogs.rwnetwork.com/?p=408</guid>
		<description><![CDATA[It has been reported that we are in the worst housing market since the Great Depression and that 7.4 million families are in trouble with their mortgages.  Here&#8217;s  a breakdown of some shocking facts:

6.3 million US homeowners are behind on their mortgage payments as of June 2010
In addition, there are 1.1 million REO (Foreclosed) properties
3.2 [...]]]></description>
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		<title>Selective Defaulters are on the rise</title>
		<link>http://pattymanzi.com/2010/07/14/selective-defaulters-are-on-the-rise/</link>
		<comments>http://pattymanzi.com/2010/07/14/selective-defaulters-are-on-the-rise/#comments</comments>
		<pubDate>Thu, 15 Jul 2010 04:24:29 +0000</pubDate>
		<dc:creator>Patty Manzi</dc:creator>
				<category><![CDATA[Mortgage Information]]></category>
		<category><![CDATA[Real Estate Info]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://pmanzi.blogs.rwnetwork.com/?p=398</guid>
		<description><![CDATA[Image via Wikipedia



There is now a new name for people who voluntarily default on their mortgages.  The &#8217;selective defaulter&#8217; is someone who has a stable income and can more than afford their mortgage payments &#38; monthly expenses, but because their home has lost value and is worth less than is owed on the mortgage, the [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Pleasanton Real Estate Update</title>
		<link>http://pattymanzi.com/2010/07/03/pleasanton-real-estate-update/</link>
		<comments>http://pattymanzi.com/2010/07/03/pleasanton-real-estate-update/#comments</comments>
		<pubDate>Sat, 03 Jul 2010 16:23:44 +0000</pubDate>
		<dc:creator>Patty Manzi</dc:creator>
				<category><![CDATA[Pleasanton Real Estate]]></category>
		<category><![CDATA[Pleasanton California]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://pmanzi.blogs.rwnetwork.com/?p=393</guid>
		<description><![CDATA[Image via Wikipedia



Pleasanton Real Estate Update
 As of Today, July 3, 2010 there are 248 Active listings on the Multiple Listing Service (MLS) in Pleasanton.
 There are 166 Pending sales (61 of which are Pending Subject to Lender Approval as they are a Short Sale/Potential Short Sale). 
 From the period of June 1-June 30, there were 89 Sold [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Can banks throw a tenant out after foreclosure?</title>
		<link>http://pattymanzi.com/2010/06/30/can-banks-throw-a-tenant-out-after-foreclosure/</link>
		<comments>http://pattymanzi.com/2010/06/30/can-banks-throw-a-tenant-out-after-foreclosure/#comments</comments>
		<pubDate>Wed, 30 Jun 2010 23:46:34 +0000</pubDate>
		<dc:creator>Patty Manzi</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Property Management]]></category>
		<category><![CDATA[Eviction]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Tenant rights]]></category>

		<guid isPermaLink="false">http://pmanzi.blogs.rwnetwork.com/?p=387</guid>
		<description><![CDATA[I&#8217;ve been hearing a lot lately about banks trying to evict tenants from a home after the bank has foreclosed on the property.  Offering them &#8216;cash for keys&#8217; and REO agents using bullying tactics to force them out.  What we all need to remember is that Tenants do have rights and cannot be forced from the home. 
In [...]]]></description>
		<wfw:commentRss>http://pattymanzi.com/2010/06/30/can-banks-throw-a-tenant-out-after-foreclosure/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is it a &#8220;hassle&#8221; to make money?</title>
		<link>http://pattymanzi.com/2010/05/25/is-it-a-hassel-to-make-money/</link>
		<comments>http://pattymanzi.com/2010/05/25/is-it-a-hassel-to-make-money/#comments</comments>
		<pubDate>Wed, 26 May 2010 04:35:33 +0000</pubDate>
		<dc:creator>Patty Manzi</dc:creator>
				<category><![CDATA[Property Management]]></category>
		<category><![CDATA[Selling Real Estate]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Renting]]></category>

		<guid isPermaLink="false">http://pmanzi.blogs.rwnetwork.com/?p=370</guid>
		<description><![CDATA[I was watching a TV show this evening, you know those shows where the TV real estate agent helps someone sell their home.  This young couple inherited a small home and subsequently took out an equity loan to remodel the whole house.  After a few years and children on the way they purchase a newer [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The banks are sitting on a foreclosure &#8216;reserve&#8217; &#8211; its a myth&#8230;&#8230;</title>
		<link>http://pattymanzi.com/2010/03/15/the-banks-are-sitting-on-a-foreclosure-reserve-its-a-myth/</link>
		<comments>http://pattymanzi.com/2010/03/15/the-banks-are-sitting-on-a-foreclosure-reserve-its-a-myth/#comments</comments>
		<pubDate>Tue, 16 Mar 2010 02:13:32 +0000</pubDate>
		<dc:creator>Patty Manzi</dc:creator>
				<category><![CDATA[Real Estate Info]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Mortgage modification]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://pmanzi.blogs.rwnetwork.com/?p=344</guid>
		<description><![CDATA[I&#8217;ve heard it, you&#8217;ve heard it, many people in the real estate industry are talking about it.  The banks are sitting on this huge reserve of foreclosed homes that are going to hit the market all at once and take down what&#8217;s left of our economy!&#8230;&#8230;..  ~NOT! ~ Its a myth.
Last February, HUD instituted the Home [...]]]></description>
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