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	<title>Patty Manzi's Tri-Valley Real Estate Blog &#187; loans</title>
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		<title>Ten Commandments for Buyers in Contract</title>
		<link>http://pattymanzi.com/2009/07/28/ten-commandments-for-buyers-in-contract/</link>
		<comments>http://pattymanzi.com/2009/07/28/ten-commandments-for-buyers-in-contract/#comments</comments>
		<pubDate>Wed, 29 Jul 2009 05:29:08 +0000</pubDate>
		<dc:creator>Patricia Manzi</dc:creator>
				<category><![CDATA[Buying Real Estate]]></category>
		<category><![CDATA[buying]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[loans]]></category>

		<guid isPermaLink="false">/?p=139</guid>
		<description><![CDATA[I recently heard a story about a buyer who was in contract to buy a home, had received his loan approval, then went out and bought a car using a cash down payment!  Long story short, the loan was rejected in final underwriting review because the purchase of the new car had changed the debt to [...]]]></description>
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		<title>Getting Pre-Approved for a loan</title>
		<link>http://pattymanzi.com/2009/07/15/getting-pre-approved-for-a-loan/</link>
		<comments>http://pattymanzi.com/2009/07/15/getting-pre-approved-for-a-loan/#comments</comments>
		<pubDate>Wed, 15 Jul 2009 22:38:54 +0000</pubDate>
		<dc:creator>Patricia Manzi</dc:creator>
				<category><![CDATA[Buying Real Estate]]></category>
		<category><![CDATA[Mortgage Information]]></category>
		<category><![CDATA[buying]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Pleasanton California Real Estate]]></category>

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		<description><![CDATA[I was asked the other day about why someone would need to get &#8216;pre-approved&#8217; for a loan before looking for a home.  Here&#8217;s why:
If you are serious about buying a home, your next step is to get a &#8216;pre-approval&#8217; from a reputable Lender.  By doing this before looking at homes, you&#8217;ll save yourself time, energy, and [...]]]></description>
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		<title>Department of Real Estate (DRE) Issues Fraud Warning!</title>
		<link>http://pattymanzi.com/2009/06/26/department-of-real-estate-dre-issues-fraud-warning/</link>
		<comments>http://pattymanzi.com/2009/06/26/department-of-real-estate-dre-issues-fraud-warning/#comments</comments>
		<pubDate>Fri, 26 Jun 2009 15:13:32 +0000</pubDate>
		<dc:creator>Patricia Manzi</dc:creator>
				<category><![CDATA[Real Estate Info]]></category>
		<category><![CDATA[Department of Real Estate]]></category>
		<category><![CDATA[loans]]></category>

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		<description><![CDATA[The DRE recently issued a fraud warning alerting consumers about loan modification scams and informing consumers of what they can do to protect themselves. The alert is available in both English and Spanish.  Last July, the DRE had fewer than 10 complaints involving loan modification companies; today the department has 750 pending investigations. In addition, [...]]]></description>
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