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	<title>Patty Manzi&#039;s Tri-Valley Real Estate Blog &#187; Credit</title>
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	<description>Real Estate Sales, Property Management, and Foreclosure Prevention</description>
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		<title>Renting with &#8220;Messy&#8221; Credit</title>
		<link>http://pattymanzi.com/2010/02/20/renting-with-messy-credit/</link>
		<comments>http://pattymanzi.com/2010/02/20/renting-with-messy-credit/#comments</comments>
		<pubDate>Sun, 21 Feb 2010 03:34:15 +0000</pubDate>
		<dc:creator>Patty Manzi</dc:creator>
				<category><![CDATA[Pleasanton Real Estate]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[security depsosits]]></category>

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		<description><![CDATA[Here in the Pleasanton Real Estate market a lot of people are in a very sticky predicament.  They have lost their home to foreclosure, short-sale, bankruptcy, or a combination of those scenarios.  They are now faced with a dilemma of not only trying to find a home to rent, but trying to do that with a [...]]]></description>
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		<title>FREE ANNUAL CREDIT REPORT</title>
		<link>http://pattymanzi.com/2009/10/02/free-annual-credit-report-2/</link>
		<comments>http://pattymanzi.com/2009/10/02/free-annual-credit-report-2/#comments</comments>
		<pubDate>Fri, 02 Oct 2009 15:13:55 +0000</pubDate>
		<dc:creator>Patty Manzi</dc:creator>
				<category><![CDATA[Credit Report Information]]></category>
		<category><![CDATA[Consumer]]></category>
		<category><![CDATA[Credit]]></category>

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		<description><![CDATA[As we head into the 4th quarter of 2009 I want to  remind you that each year you are eligible to receive a FREE copy of your consumer credit report from each of the three major credit bureaus.  TransUnion, Experian, and Equifax will provide these to you at NO CHARGE.  So if you haven&#8217;t done so [...]]]></description>
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		<title>Ten Commandments for Buyers in Contract</title>
		<link>http://pattymanzi.com/2009/07/28/ten-commandments-for-buyers-in-contract/</link>
		<comments>http://pattymanzi.com/2009/07/28/ten-commandments-for-buyers-in-contract/#comments</comments>
		<pubDate>Wed, 29 Jul 2009 05:29:08 +0000</pubDate>
		<dc:creator>Patty Manzi</dc:creator>
				<category><![CDATA[Buying Real Estate]]></category>
		<category><![CDATA[buying]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[loans]]></category>

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		<description><![CDATA[I recently heard a story about a buyer who was in contract to buy a home, had received his loan approval, then went out and bought a car using a cash down payment!  Long story short, the loan was rejected in final underwriting review because the purchase of the new car had changed the debt to [...]]]></description>
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		<title>FREE ANNUAL CREDIT REPORT STILL AVAILABLE!</title>
		<link>http://pattymanzi.com/2009/07/11/free-annual-credit-report-still-available/</link>
		<comments>http://pattymanzi.com/2009/07/11/free-annual-credit-report-still-available/#comments</comments>
		<pubDate>Sat, 11 Jul 2009 18:00:24 +0000</pubDate>
		<dc:creator>Patty Manzi</dc:creator>
				<category><![CDATA[Credit Report Information]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Mortgage Information]]></category>
		<category><![CDATA[Consumer]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Pleasanton California Real Estate]]></category>

		<guid isPermaLink="false">http://pattymanzi.com/?p=73</guid>
		<description><![CDATA[The year is half-over, but its not too late to  remind you that each year you are eligible to receive a FREE copy of your consumer credit report from each of the three major credit bureaus.  TransUnion, Experian, and Equifax will provide these to you at NO CHARGE. 
Go to www.AnnualCreditReport.com to obtain your FREE reports.  There [...]]]></description>
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		<title>FREE Annual Credit Report!</title>
		<link>http://pattymanzi.com/2009/01/11/free-annual-credit-report/</link>
		<comments>http://pattymanzi.com/2009/01/11/free-annual-credit-report/#comments</comments>
		<pubDate>Tue, 30 Nov 1999 07:00:00 +0000</pubDate>
		<dc:creator>Patty Manzi</dc:creator>
				<category><![CDATA[Credit Report Information]]></category>
		<category><![CDATA[Consumer]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Real Estate]]></category>

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		<description><![CDATA[With the new year rapidly approaching, now is a good time to remind you that each year you are eligible to receive a FREE copy of your consumer credit report from each of the three major credit bureaus.  TransUnion, Experian, and Equifax will provide these to you at NO CHARGE. 
Go to www.AnnualCreditReport.com to obtain your [...]]]></description>
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