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	<title>Patty Manzi's Tri-Valley Real Estate Blog &#187; Pleasanton Real Estate</title>
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	<description>The fastest way to get the inside scoop for what's happening with Pleasanton, Dublin, and Livermore real estate.</description>
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		<title>Pleasanton Real Estate Update</title>
		<link>http://pattymanzi.com/2010/07/03/pleasanton-real-estate-update/</link>
		<comments>http://pattymanzi.com/2010/07/03/pleasanton-real-estate-update/#comments</comments>
		<pubDate>Sat, 03 Jul 2010 16:23:44 +0000</pubDate>
		<dc:creator>Patricia Manzi</dc:creator>
				<category><![CDATA[Pleasanton Real Estate]]></category>
		<category><![CDATA[Pleasanton California]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://pmanzi.blogs.rwnetwork.com/?p=393</guid>
		<description><![CDATA[Image via Wikipedia



Pleasanton Real Estate Update
 As of Today, July 3, 2010 there are 248 Active listings on the Multiple Listing Service (MLS) in Pleasanton.
 There are 166 Pending sales (61 of which are Pending Subject to Lender Approval as they are a Short Sale/Potential Short Sale). 
 From the period of June 1-June 30, there were 89 Sold [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Renting with &#8220;Messy&#8221; Credit</title>
		<link>http://pattymanzi.com/2010/02/20/renting-with-messy-credit/</link>
		<comments>http://pattymanzi.com/2010/02/20/renting-with-messy-credit/#comments</comments>
		<pubDate>Sun, 21 Feb 2010 03:34:15 +0000</pubDate>
		<dc:creator>Patricia Manzi</dc:creator>
				<category><![CDATA[Pleasanton Real Estate]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[security depsosits]]></category>

		<guid isPermaLink="false">/?p=317</guid>
		<description><![CDATA[Here in the Pleasanton Real Estate market a lot of people are in a very sticky predicament.  They have lost their home to foreclosure, short-sale, bankruptcy, or a combination of those scenarios.  They are now faced with a dilemma of not only trying to find a home to rent, but trying to do that with a [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Short Sale Saga &#8211; today :)</title>
		<link>http://pattymanzi.com/2010/02/02/the-short-sale-saga-today/</link>
		<comments>http://pattymanzi.com/2010/02/02/the-short-sale-saga-today/#comments</comments>
		<pubDate>Tue, 02 Feb 2010 23:27:44 +0000</pubDate>
		<dc:creator>Patricia Manzi</dc:creator>
				<category><![CDATA[Pleasanton Real Estate]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[Short Sales]]></category>

		<guid isPermaLink="false">/?p=310</guid>
		<description><![CDATA[Its been just over a week since I last updated on the short sale saga.   As of my last post, January 28th was the target date for the &#8216;valuations&#8217; phase to be completed.  Well that date has come and gone with no movement at all.  The only good news is that an appraiser contacted me at the end [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Your Title Insurance Policy</title>
		<link>http://pattymanzi.com/2010/01/26/your-title-insurance-policy/</link>
		<comments>http://pattymanzi.com/2010/01/26/your-title-insurance-policy/#comments</comments>
		<pubDate>Wed, 27 Jan 2010 01:29:10 +0000</pubDate>
		<dc:creator>Patricia Manzi</dc:creator>
				<category><![CDATA[Pleasanton Real Estate]]></category>
		<category><![CDATA[Realtor]]></category>

		<guid isPermaLink="false">/?p=294</guid>
		<description><![CDATA[So you&#8217;ve decided to enter the wonderful world of Pleasanton Real Estate and buy a home!  Your agent writes a purchase contract for you which includes a box checked that says &#8220;Buyer shall pay for owner&#8217;s title insurance policy specified in paragraph 12E.&#8221;  What exactly does this mean?
Title insurers, unlike home &#38; auto insurance companies, [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>The Short Sale Saga &#8211; Present Day!</title>
		<link>http://pattymanzi.com/2010/01/25/the-short-sale-saga-present-day/</link>
		<comments>http://pattymanzi.com/2010/01/25/the-short-sale-saga-present-day/#comments</comments>
		<pubDate>Mon, 25 Jan 2010 21:06:35 +0000</pubDate>
		<dc:creator>Patricia Manzi</dc:creator>
				<category><![CDATA[Pleasanton Real Estate]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[Realtor]]></category>
		<category><![CDATA[Short Sales]]></category>

		<guid isPermaLink="false">/?p=291</guid>
		<description><![CDATA[I&#8217;m about to catch you up to the current day on my short sale story. 
I noticed this morning on the online tracking system that the negotiators name had been changed from &#8220;Generic Negotiator&#8221; to an actual persons name, complete with an email address!  Naturally I fired off an email with many questions.  I am sure [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>The Short Sale Saga &#8211; Happy New Year!</title>
		<link>http://pattymanzi.com/2010/01/22/the-short-sale-saga-happy-new-year/</link>
		<comments>http://pattymanzi.com/2010/01/22/the-short-sale-saga-happy-new-year/#comments</comments>
		<pubDate>Sat, 23 Jan 2010 03:59:15 +0000</pubDate>
		<dc:creator>Patricia Manzi</dc:creator>
				<category><![CDATA[Pleasanton Real Estate]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[Realtor]]></category>
		<category><![CDATA[Short Sales]]></category>

		<guid isPermaLink="false">/?p=287</guid>
		<description><![CDATA[Its January 12th and I&#8217;ve been checking the online site daily for new tasks and none have been issued.  I call the bank to get an update and am advised that all tasks are complete on my part but the (elusive &#38; unamed) negotiator has an outstanding task that was due to be completed on [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>The Short Sale Saga- December, Part Deux</title>
		<link>http://pattymanzi.com/2010/01/20/the-short-sale-saga-december-continued/</link>
		<comments>http://pattymanzi.com/2010/01/20/the-short-sale-saga-december-continued/#comments</comments>
		<pubDate>Thu, 21 Jan 2010 03:53:43 +0000</pubDate>
		<dc:creator>Patricia Manzi</dc:creator>
				<category><![CDATA[Pleasanton Real Estate]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[Realtor]]></category>
		<category><![CDATA[Short Sales]]></category>

		<guid isPermaLink="false">/?p=283</guid>
		<description><![CDATA[In mid-December we have some movement. I received a call from a agent who has an order from the bank to do a &#8220;BPO&#8221;.  A BPO is a Broker Price Opinion.  The bank hires independent agents to go out and do an interior &#38; exterior visual evaluation of the property condition, take some photos, and report [...]]]></description>
		<wfw:commentRss>http://pattymanzi.com/2010/01/20/the-short-sale-saga-december-continued/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>HomePath Financing Program for REO homes</title>
		<link>http://pattymanzi.com/2010/01/17/homepath-financing-program/</link>
		<comments>http://pattymanzi.com/2010/01/17/homepath-financing-program/#comments</comments>
		<pubDate>Mon, 18 Jan 2010 03:49:57 +0000</pubDate>
		<dc:creator>Patricia Manzi</dc:creator>
				<category><![CDATA[Mortgage Information]]></category>
		<category><![CDATA[Pleasanton Real Estate]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Realtor]]></category>

		<guid isPermaLink="false">/?p=278</guid>
		<description><![CDATA[The HomePath financing program is a program designed to move REO homes.  The benefits of this program include:

Low down payment and flexible mortgage terms, including fixed-rate &#38; adjustable, at as little as 5%.
Borrowers with less than perfect credit may qualify
Available for owner occupied properties, or second home investments
The down payment of at least 3% can [...]]]></description>
		<wfw:commentRss>http://pattymanzi.com/2010/01/17/homepath-financing-program/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Short Sale Saga &#8211; December, Baby its cold outside&#8230;.</title>
		<link>http://pattymanzi.com/2010/01/16/the-short-sale-saga-december-baby-its-cold-outside/</link>
		<comments>http://pattymanzi.com/2010/01/16/the-short-sale-saga-december-baby-its-cold-outside/#comments</comments>
		<pubDate>Sat, 16 Jan 2010 21:47:45 +0000</pubDate>
		<dc:creator>Patricia Manzi</dc:creator>
				<category><![CDATA[Pleasanton Real Estate]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[Realtor]]></category>
		<category><![CDATA[Short Sales]]></category>

		<guid isPermaLink="false">/?p=274</guid>
		<description><![CDATA[Ah December, the holidays are looming, the end of the year is near, and it sure would be nice for all parties concerned to have a conclusion to this situation before 2010 is upon us.  Uh&#8230;.no such luck however.  The bank seems to have taken a vacation too&#8230;..
First phone call of the month I am [...]]]></description>
		<wfw:commentRss>http://pattymanzi.com/2010/01/16/the-short-sale-saga-december-baby-its-cold-outside/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Short Sale Saga &#8211; November, the waiting game&#8230;.</title>
		<link>http://pattymanzi.com/2010/01/14/the-short-sale-saga-november-the-waiting-game/</link>
		<comments>http://pattymanzi.com/2010/01/14/the-short-sale-saga-november-the-waiting-game/#comments</comments>
		<pubDate>Thu, 14 Jan 2010 21:20:26 +0000</pubDate>
		<dc:creator>Patricia Manzi</dc:creator>
				<category><![CDATA[Pleasanton Real Estate]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[Realtor]]></category>
		<category><![CDATA[Short Sales]]></category>

		<guid isPermaLink="false">/?p=269</guid>
		<description><![CDATA[November was a very interesting month, and one that really shed some light on the incompetency of the short-sale &#8216;department&#8217;. 
First call to verify docs had been received.  The rep says it appears they have received the short sale package and purchase agreement and the docs have been uploaded to the system. However the file is [...]]]></description>
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		<slash:comments>0</slash:comments>
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