Archive for the ‘General’ Category

What color are your Roses?

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Did you know that every rose color carries its own meaning? Take a look at the list below to see the significance of some of their various hues in your Valentine’s Day life.

Red roses are classic and a popular choice since their message is an unmistakable expression of love. The color red symbolizes enduring romantic love and passion.

Pink roses symbolize joy or thankfulness and are employed to express your gratitude towards your beloved for loving you. They are also expressions of gentility, happiness and appreciation.

White roses signify innocence and girlhood. They also symbolize impeccable love, silence, reverence and humility.

Coral roses are an ideal choice for the more passionate as they reveal desire and passion.

Orange roses speak of desire, fascination and enthusiasm. They are good choices to hint your interest in going ahead with a new relationship.

Yellow roses are not for romantic purposes. They signify ’congratulations,’ joy, gladness and delight, caring, ’Welcome back,’ and ’remember me’. They can also suggest jealousy.

Lilac or Lavender roses say love at first sight.

Peach roses portray feelings of gratitude, admiration, sociability, success and friendship.

Valentines Day Fun Facts

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• About 1 billion Valentine’s Day cards are exchanged in the US each year. That’s the largest seasonal card-sending occasion of the year, next to Christmas.

• Women purchase 85 percent of all valentines.

• Parents receive 1 out of every 5 valentines.

• About 3 percent of pet owners will give Valentine’s Day gifts to their pets.

• Worldwide, over 50 million roses are given for Valentine’s Day each year.

• Approximately 110 million roses, the majority red, will be sold and delivered within a three-day time period.

• 73 percent of people who buy flowers for Valentine’s Day are men.

Happy Valentines Day!

Three ways to liven up a Drab kitchen

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 When you have a big gathering at your house, no matter where you try to set up the food and beverages, the crowd inevitably ends up gathering in your kitchen. The problem is you may not be proud of the kitchen you have.  So what do you do?

There are many different ways for you to take your existing kitchen and turn it into a place that you are proud to show off to your friends.

1. Appliances: Adding new appliances is one of the easiest things you can do to change the look of your kitchen.

2. Cabinetry: You can rip apart your entire kitchen and replace all of your cabinets, or just sand and paint existing cabinetry or change the hinges and handles for a new look.

3. Countertops and floors: If you want a completely new look or shape to your countertop, concrete has become a surface that is extremely popular.  When it comes to flooring, concrete is as viable an option as wood, linoleum or tile. Concrete can be stained in many patterns and colors with a matte or shiny finish. Concrete floors and counters not only look great but are also very durable and easy to maintain. Check out ConcreteNetwork.com to find a contractor in your area that can help in redesigning your kitchen.

When selling Pleasanton Real Estate, upgrades like these  make your home more marketable to a potential buyer.

**FREE E-WASTE RECYCLING EVENT**

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Where: Bishop Ranch – 2600 Camino Ramon, San Ramon 94583 – (Parking Lot)
When: Thursday, January 28, 2010 – 10:00am – 2:00pm

The following items are FREE to recycle with Universal Waste Management, Inc:

  • Televisions
  • Monitors
  • Computer Systems
  • Copy Machines
  • Fax Machines
  • Printers
  • Cell Phones
  • Data Tapes/Disks
  • Computer Components
  • Keyboards, Mice, Etc.
  • Stereo Equipment
  • Toner Cartridges
  • CD’s/DVD’s
  • Miscellaneous wiring

*Please NO Microwaves, appliances, alkaline batteries, fluorescent (or any) lights

WWW.UNWASTE.COM

QUESTIONS? (888)832-9839

The Short Sale – Day 1

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August 3rd, 2009.  This is my first call to the lender to inquire about their short-sale procedure.  They advised that I need to send a  3rd party authorization form signed by the seller to authorize our brokerage to receive information about the property & mortgage.  Faxed the authorization form to the fax number provided.

August 10th, 2009. I spoke with Customer Service.  They advised that in order to speak to me as the sellers representative the bank has to send a letter to the seller to verify they authorize me as a third party.  They do not have the 3rd party authorization form that I faxed to them on August 3rd.  This person then transferred me to the Loan Modification Department.  Spoke to another rep.   This bank bought out another bank and inherited this loan, but they don’t have the loans transferred over yet .  I was advised that I have to call the previous banks Home Retention department.

Same day:  called the Home Retention department and was advised that they DO have my 3rd party authorization on file!  Was also advised of  the following:

  • Need to list the home for sale as soon as possible
  • Get updated financial worksheet from the seller
  • Notice of default has been issued, but has not gone to foreclosure process yet.
  • Loan modification file has been opened but has not been referred to a negotiator yet.
  • When offer is received on home, offer needs to be negotiated, then called in to this department.  Information will be given at that time on where to send all documentation.

Same day/same call:  Transferred back to customer service for clarification on notice of default (NOD).  I was advised that I may need to talk to loss mitigation.  Notice of intent to accelerate the loan was sent on June 30th, however no NOD has been issued.  (Didn’t the previous rep tell me the NOD had been issued?  I am confused!). 

Off to install a sign post in the front yard!