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	<title>Patty&#039;s &#34;All Things Real Estate&#34; Blog. &#187; Buying Real Estate</title>
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	<description>Real Estate Sales and Property Management</description>
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		<title>Cheaper to Buy than Rent?</title>
		<link>http://pattymanzi.com/2011/08/16/cheaper-to-buy-than-rent/</link>
		<comments>http://pattymanzi.com/2011/08/16/cheaper-to-buy-than-rent/#comments</comments>
		<pubDate>Tue, 16 Aug 2011 22:59:22 +0000</pubDate>
		<dc:creator>Patty Manzi</dc:creator>
				<category><![CDATA[Buying Real Estate]]></category>
		<category><![CDATA[Home Maintenance Tips]]></category>
		<category><![CDATA[Mortgage Information]]></category>
		<category><![CDATA[Pleasanton Real Estate]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Earthquake Insurance]]></category>
		<category><![CDATA[Home insurance]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Property tax]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Renting]]></category>
		<category><![CDATA[Tri-Valley]]></category>
		<category><![CDATA[Trulia]]></category>

		<guid isPermaLink="false">http://pmanzi.blogs.rwnetwork.com/?p=553</guid>
		<description><![CDATA[There has been much publicity in the media, and no doubt from your local real estate agent, that the time has come that house payments may be less expensive than rent payments. While this is certainly true in some geographic areas, like right here in the Pleasanton &#38; Tri-Valley areas, there is more to maintaining [...]]]></description>
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		<title>I want the PERFECT house</title>
		<link>http://pattymanzi.com/2011/01/26/i-want-the-perfect-house/</link>
		<comments>http://pattymanzi.com/2011/01/26/i-want-the-perfect-house/#comments</comments>
		<pubDate>Wed, 26 Jan 2011 17:27:40 +0000</pubDate>
		<dc:creator>Patty Manzi</dc:creator>
				<category><![CDATA[Buying Real Estate]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Buyer]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://pmanzi.blogs.rwnetwork.com/?p=457</guid>
		<description><![CDATA[I have worked with many home buyers and I completely understand the notion of a client wanting to buy the &#8216;perfect&#8217; house, however, if you are buying a house that someone else has owned, it will never be perfect.  I hear comments like, do you think the seller will change the carpet, I dont like [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How long does a short-sale take?</title>
		<link>http://pattymanzi.com/2009/12/16/how-long-does-a-short-sale-take/</link>
		<comments>http://pattymanzi.com/2009/12/16/how-long-does-a-short-sale-take/#comments</comments>
		<pubDate>Thu, 17 Dec 2009 04:03:34 +0000</pubDate>
		<dc:creator>Patty Manzi</dc:creator>
				<category><![CDATA[Buying Real Estate]]></category>
		<category><![CDATA[Pleasanton Real Estate]]></category>
		<category><![CDATA[Realtor]]></category>

		<guid isPermaLink="false">/?p=226</guid>
		<description><![CDATA[I get asked this questions several times a week and the short answer is that there is no exact time-frame. Whether you are buying Pleasanton Real Estate or anywhere else in California, every short sale is unique, therefore, the time lines to complete the transactions are unique. Some short sales can be completed within 90 [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>To inspect or not to inspect&#8230;&#8230;</title>
		<link>http://pattymanzi.com/2009/11/06/to-inspect-or-not-to-inspect/</link>
		<comments>http://pattymanzi.com/2009/11/06/to-inspect-or-not-to-inspect/#comments</comments>
		<pubDate>Sat, 07 Nov 2009 02:16:51 +0000</pubDate>
		<dc:creator>Patty Manzi</dc:creator>
				<category><![CDATA[Buying Real Estate]]></category>
		<category><![CDATA[Pleasanton Real Estate]]></category>
		<category><![CDATA[Realtor]]></category>

		<guid isPermaLink="false">/?p=219</guid>
		<description><![CDATA[I recently heard a horror story and though I would share it with you.  A family made an offer on a property, it was a distressed property so they were dealing with the sellers bank.  After the offer was submitted to the bank, the bank came back with an addendum that said there was NO [...]]]></description>
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		<title>It takes more than a down-payment to buy a home.</title>
		<link>http://pattymanzi.com/2009/10/10/it-takes-more-than-a-down-payment-to-buy-a-home/</link>
		<comments>http://pattymanzi.com/2009/10/10/it-takes-more-than-a-down-payment-to-buy-a-home/#comments</comments>
		<pubDate>Sun, 11 Oct 2009 05:40:47 +0000</pubDate>
		<dc:creator>Patty Manzi</dc:creator>
				<category><![CDATA[Buying Real Estate]]></category>
		<category><![CDATA[Credit Report Information]]></category>
		<category><![CDATA[Mortgage Information]]></category>
		<category><![CDATA[buying]]></category>
		<category><![CDATA[Consumer]]></category>
		<category><![CDATA[Mortgage]]></category>

		<guid isPermaLink="false">/?p=194</guid>
		<description><![CDATA[I talk to lots of people about buying homes.  Not long ago I was talking to a newlywed couple and they mentioned they wanted to buy a house and they were saving for a down-payment.  I then asked them what else they were doing to prepare for the home purchase.  They looked at me with [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Ten Commandments for Buyers in Contract</title>
		<link>http://pattymanzi.com/2009/07/28/ten-commandments-for-buyers-in-contract/</link>
		<comments>http://pattymanzi.com/2009/07/28/ten-commandments-for-buyers-in-contract/#comments</comments>
		<pubDate>Wed, 29 Jul 2009 05:29:08 +0000</pubDate>
		<dc:creator>Patty Manzi</dc:creator>
				<category><![CDATA[Buying Real Estate]]></category>
		<category><![CDATA[buying]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[loans]]></category>

		<guid isPermaLink="false">/?p=139</guid>
		<description><![CDATA[I recently heard a story about a buyer who was in contract to buy a home, had received his loan approval, then went out and bought a car using a cash down payment!  Long story short, the loan was rejected in final underwriting review because the purchase of the new car had changed the debt to [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home Warranty Protection</title>
		<link>http://pattymanzi.com/2009/07/21/home-warranty-protection/</link>
		<comments>http://pattymanzi.com/2009/07/21/home-warranty-protection/#comments</comments>
		<pubDate>Wed, 22 Jul 2009 04:25:37 +0000</pubDate>
		<dc:creator>Patty Manzi</dc:creator>
				<category><![CDATA[Buying Real Estate]]></category>
		<category><![CDATA[Home Maintenance Tips]]></category>
		<category><![CDATA[Real Estate Info]]></category>
		<category><![CDATA[buying]]></category>
		<category><![CDATA[Homes]]></category>
		<category><![CDATA[Pleasanton Real Estate]]></category>

		<guid isPermaLink="false">http://pattymanzi.com/?p=126</guid>
		<description><![CDATA[Here is a little information on home warranties for resale and new homes. Resale Home Warranties- When you purchase a resale home, you can purchase a home warranty plan that will protect you against most ordinary flaws and breakdowns for at least the first year of occupancy.  The warranty may be offered by the Seller as [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Using a Realtor to Purchase a Brand New Home</title>
		<link>http://pattymanzi.com/2009/07/20/using-a-realtor-to-purchase-a-new-home-new-construction/</link>
		<comments>http://pattymanzi.com/2009/07/20/using-a-realtor-to-purchase-a-new-home-new-construction/#comments</comments>
		<pubDate>Tue, 21 Jul 2009 05:06:54 +0000</pubDate>
		<dc:creator>Patty Manzi</dc:creator>
				<category><![CDATA[Buying Real Estate]]></category>
		<category><![CDATA[Real Estate Info]]></category>
		<category><![CDATA[buying]]></category>
		<category><![CDATA[Home Sales]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://pattymanzi.com/?p=121</guid>
		<description><![CDATA[I&#8217;m often asked the question:  Why should I use a real estate agent to purchase a brand new home? The advantages of having an agent help you purchase a newly constructed home are the same as those for purchasing a resale home&#8230;..knowledge of the market, help in finding the perfect home quickly, expertise in contract [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Choosing the Right Neighborhood</title>
		<link>http://pattymanzi.com/2009/07/19/choosing-the-right-neighborhood/</link>
		<comments>http://pattymanzi.com/2009/07/19/choosing-the-right-neighborhood/#comments</comments>
		<pubDate>Mon, 20 Jul 2009 04:33:38 +0000</pubDate>
		<dc:creator>Patty Manzi</dc:creator>
				<category><![CDATA[Buying Real Estate]]></category>
		<category><![CDATA[Real Estate Info]]></category>
		<category><![CDATA[buying]]></category>
		<category><![CDATA[Pleasanton Real Estate]]></category>

		<guid isPermaLink="false">http://pattymanzi.com/?p=117</guid>
		<description><![CDATA[Choosing the right neighborhood is almost as important as choosing the right house!  There are many factors to consider when selecting a neighborhood that is right for you.  Below are just a few of the many factors &#8211; You may think of others that are important to you.  Please write them on your &#8216;requirements&#8217; list [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Take Notes on Homes you Tour</title>
		<link>http://pattymanzi.com/2009/07/18/take-notes-on-homes-you-tour/</link>
		<comments>http://pattymanzi.com/2009/07/18/take-notes-on-homes-you-tour/#comments</comments>
		<pubDate>Sun, 19 Jul 2009 00:48:36 +0000</pubDate>
		<dc:creator>Patty Manzi</dc:creator>
				<category><![CDATA[Buying Real Estate]]></category>
		<category><![CDATA[Real Estate Info]]></category>
		<category><![CDATA[buying]]></category>
		<category><![CDATA[Pleasanton Real Estate]]></category>

		<guid isPermaLink="false">http://pattymanzi.com/?p=112</guid>
		<description><![CDATA[When you start looking for a home you will find that there are many beautiful homes on the market.  There are a few things I suggest you do before you start looking at homes.  If you do these two simple things, it will make your home touring a more productive process.  You will not waste time looking at things [...]]]></description>
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